Our Services

At no cost to you, we provide unbiased, expert advice to help you make smarter decisions and protect what matters most.

What We Offer

  • Personalized guidance based on your unique needs and circumstances

  • Stress-free support in choosing the right benefits, coverage amounts, and trusted providers

  • Transparent recommendations backed by independent research

How We Back It Up

Every recommendation we make is supported in writing with analysis from Quality Product Research Ltd (QPR), an Auckland-based firm that evaluates provider terms, benefit structures, and policy wordings — so you can feel confident in your choices.

Support When It Matters Most

Our commitment doesn’t end once your policy begins.

If you ever need to make a claim, we’re here to help — providing ongoing, hands-on support to guide you through the process, liaise with providers, and ensure you get the outcome you deserve. This service is always free of charge, because real support means being there when it matters most.

Income ProtectionKeep providing for your family in the event of illness or injury. It is arguably the most important policy that you will ever need.

Income Protection

Keep providing for your family in the event of illness or injury. It is arguably the most important policy that you will ever need.

Health & Medical InsuranceProtect the health of you and your loved ones by accessing the best treatment in New Zealand.

Health & Medical Insurance

Protect the health of you and your loved ones by accessing the best treatment in New Zealand.

Standard Life InsuranceProtects your loved ones in case you are not there to earn an income and support them.

Standard Life Insurance

Protects your loved ones in case you are not there to earn an income and support them.

Premium Life InsuranceLife insurance that includes premiums which don’t go up with age.

Premium Life Insurance

Life insurance that includes premiums which don’t go up with age.

Business Protection &  Key Person InsuranceContributions towards replacing a key staff member for one or two years, if that person is unable to work due to sickness or injury.

Business Protection &
Key Person Insurance

Contributions towards replacing a key staff member for one or two years, if that person is unable to work due to sickness or injury.

Mortgage Insurance &  Mortgage ProtectionMortgage Insurance covers your monthly repayments in the event that you be unable to make payments.

Mortgage Insurance &
Mortgage Protection

Mortgage Insurance covers your monthly repayments in the event that you be unable to make payments.

Critical Illness &  Trauma InsurancePays you a lump sum in the event of a major illness, accident, or if you are diagnosed with any one of a range of medical conditions.

Critical Illness &
Trauma Insurance

Pays you a lump sum in the event of a major illness, accident, or if you are diagnosed with any one of a range of medical conditions.

Total & Permanent DisabilityPermanent Disability Insurance pays you a lump sum benefit if you are unable to ever work again in your own occupation

Total & Permanent Disability

Permanent Disability Insurance pays you a lump sum benefit if you are unable to ever work again in your own occupation

​ACC Assessment & OptimisationGet more coverage at a lower cost with ACC Optimisation. Comes with Cover Plus Extra.

​ACC Assessment & Optimisation

Get more coverage at a lower cost with ACC Optimisation. Comes with Cover Plus Extra.


Insurance Providers

We provide specialised advice to help you find the right product mix to suit
your needs with the support of the very best New Zealand insurance providers: