Unbiased Advice
Since 2010, hundreds of families and small businesses have entrusted us with their financial well-being — relying on our expertise to safeguard what matters most: their loved ones and their peace of mind.
We take this responsibility seriously. Ill-informed advice can have lasting consequences, which is why we operate with complete independence — free from the influence of specific agencies or major Australian financial institutions. There are no hidden sales quotas or performance targets behind our recommendations.
What Sets Us Apart
Integrity, passion, and professionalism guide everything we do
We tailor our services to your unique circumstances
We work at a pace that suits you — no pressure, no rush
A Partnership That Lasts
Our commitment goes far beyond a single transaction. We offer an enduring partnership at no cost, providing ongoing support as your life and needs evolve. And when it’s time to make a claim, we stand by you as a steadfast advocate, ensuring you receive the support and outcome you deserve.
“Great friendly and professional service! Been a customer for years now and still very happy.”
Amanda Haste
DISCLOSURE INFORMATION
25/02/2026
About US
My name: Michael Loghmani
My FSP number: 259225
My Contact details: Address: 3 Gayle Way Grenada Village Wellington 6037
Phone: 04 210 1600
Email: michael@alpha1.co.nz
I am a financial adviser and provide advice on behalf of Alpha 1 Insurance Brokers Ltd, FAP FSP 771092, who are licensed as a Financial
Advice Provider by the Financial Markets Authority.
Both Alpha 1 Insurance Brokers Ltd and I are registered on the financial service providers registry which can be viewed at fsp-register.companiesoffice.govt.nz
Relevant history / Qualifications
I have been in the industry for over 20 years. I have a Diploma of Financial Services (Financial Planning) from Kaplan Australia and have more recently completed the NZ Certificate in Financial Services Level 5.
My Services
Personal as well as Group Risk (Life, Income, Disability, Trauma and TPD; also Medical and/or Health Insurances)
I provide personalised advice that takes into account your individual circumstances to determine the personal risk products that best meet your personal goals and needs.
My recommendation is limited to the products offered by the following companies:
Accuro
Southern Cross
NIB
Chubb
Partnerslife
AIA
To ensure that advice remains accessible, Alpha 1 Insurance Brokers does not charge an upfront fee for providing personal risk insurance
advice nor will we ever charge you any fees for both implementing advice if you decide to proceed as well as for ongoing review meetings
in the years ahead or for helping you with claims.
In place of an upfront fee, Alpha 1 Insurance Brokers is paid a commission by the recommended insurance provider from the premium
they charge you for your cover. This commission will range from 120% to 230% of the first years premium, depending on which
products and also insurer you decide to take out cover with. I will then receive a servicing commission of 5- 10% of the annual premium
for the Iife of the policy. I will confirm the amount of commission Alpha 1 Insurance Brokers will receive when I provide my
recommendation to you.
To ensure your needs are prioritised, you will also receive a written advice document that outlines the cover and why it was implemented
over other providers available to me.
I Work For You
As a Financial Adviser, it is my duty to abide by the Code of Conduct for Financial Service Providers.
Although I am paid by the providers for the services I provide, it is you that I work for. To ensure I put your interests ahead of my own, I follow a 6-step advice process when providing personalised financial advice which is based on your individual goals and needs.
I provide all my recommendations in writing so that you have plenty of time and opportunity to ask questions you might have before implementing any of my advice.
We are always looking for ways to improve our service to you. If something has gone wrong, we want to know. Please send an email to clientservices@alpha1.co.nz and tell us what has happened and how we can resolve matters. If you have any documents or correspondence that will help us understand your complaint, please attach them to your email. When we receive your complaint, we will: > acknowledge your complaint within two working days
>gather and evaluate information about your complaint
> respond to you within 20 working days.
If we cannot resolve your complaint to your satisfaction, you can contact Financial Services Complaints Limited – A Financial Ombudsman Service (FSCL). They are an independent, not-for-profit, external dispute resolution service approved by the Minister of Consumer Affairs. FSCL’s role is to investigate and fairly resolve complaints. Their service is free (it does not cost you anything).
FSCL’s contact details are:
>0800 347 257
>complaints@fscl.org.nz
>FSCL, PO Box 5967, Wellington 6140.
