Unbiased Advice
Since 2010, hundreds of families and small businesses have entrusted us with their financial well-being — relying on our expertise to safeguard what matters most: their loved ones and their peace of mind.
We take this responsibility seriously. Ill-informed advice can have lasting consequences, which is why we operate with complete independence — free from the influence of specific agencies or major Australian financial institutions. There are no hidden sales quotas or performance targets behind our recommendations.
What Sets Us Apart
Integrity, passion, and professionalism guide everything we do
We tailor our services to your unique circumstances
We work at a pace that suits you — no pressure, no rush
A Partnership That Lasts
Our commitment goes far beyond a single transaction. We offer an enduring partnership at no cost, providing ongoing support as your life and needs evolve. And when it’s time to make a claim, we stand by you as a steadfast advocate, ensuring you receive the support and outcome you deserve.
“Great friendly and professional service! Been a customer for years now and still very happy.”
Amanda Haste
DISCLOSURE INFORMATION
01/02/2024
About US
My name: Arash Michael Loghmani
My FSP number: 259225
My Contact details: Address: 3 Gayle Way Grenada Village Wellington 6037
Phone: 04 210 1600
Email: michael@alpha1.co.nz
I am a financial adviser and provide advice on behalf of Alpha 1 Insurance Brokers Ltd, FAP FSP 771092, who are licensed as a Financial
Advice Provider by the Financial Markets Authority.
Both Alpha 1 Insurance Brokers Ltd and I are registered on the financial service providers registry which can be viewed at fsp-register.companiesoffice.govt.nz
Relevant history / Qualifications
I have been in the industry for over 20 years. I have a Diploma of Financial Services (Financial Planning) from Kaplan and have more recently completed the NZ Certificate in Financial Services Level 5.
My Services
Personal Risk (Life, Income, Disability & Health Insurances)
I provide personalised advice that takes into account your individual circumstances to determine the personal risk products that best meet your personal goals and needs.
My recommendation is limited to the products offered by the following companies:
Accuro
Southern Cross
NIB
Chubb
Partnerslife
AIA
To ensure that advice remains accessible, Alpha 1 Insurance Brokers does not charge an
upfront fee for providing personal risk insurance advice or for implementing advice if you decide to proceed.
In place of an upfront fee, Alpha 1 Insurance Brokers is paid a commission by the
recommended insurance provider from the premium they charge you for your cover. This
commission will range from 180% to 230% of the first years premium, depending on which
insurance company you take out cover with. I will then receive a servicing commission of 5- 10% of the annual premium for the Iife of
the policy. I will confirm the amount of commission Alpha 1 Insurance Brokers will receive when I provide my recommendation to you.
To ensure your needs are prioritised, you will also receive a written advice document that outlines the cover and why it was implemented
over other providers available to me.
I Work For You
As a Financial Adviser, it is my duty to abide by the Code of Conduct for Financial Service Providers.
Although I am paid by the providers for the services I provide, it is you that I work for. To ensure
I put your interests ahead of my own, I follow a 6-step advice process when providing
personalised financial advice which is based on your individual goals and needs.
I provide all my recommendations in writing so that you have the opportunity to ask any
questions you might have before implementing any of my advice.
If you are unhappy with any aspect of my service, please tell me so that we can manage it
through my internal complaint process.
If we are unable to address your concerns, you can contact my disputes resolution scheme, at no
cost to you:
Scheme: Financial Services Complaints Ltd
Address: 1 Cambridge Terrace, Waiwhetu, Lower Hutt 5010
Telephone number: 0800 347 257
Email address: info@fscl.co.nz